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Terms, conditions & disclaimers.

One framework for everything I publish and every conversation we have. Written in clear language: each clause opens in plain words, so you always know where we stand.

Last updated 1 January 2026 · Applies across all my channels

Part A

Terms for Online Content

Everything I publish, on every platform, present or future. Information and opinion, not advice.

Part B

Terms for Calls & 1:1 Answers

Calls, meetings, and answers by email or DM. Best-effort conversations, with clear booking and refund rules.

Part C

Membership & Community

Paid tiers of the publication: benefits as available, capacity limits, community rules, fair pricing.

Part D

Privacy Policy

Minimal collection, careful handling of sensitive information, never sold.

Part E

Independence, Conflicts & Financial Disclosures

Standing disclosure of roles, interests, and the boundary between opinion and promotion. Applies to the Content, the Sessions, and the Membership alike.

E1Roles & financial interests

In shortI have business interests in the space I write about.

Alessandro Palombo founds, owns, operates, advises, represents, or holds financial interests in companies and investment vehicles active in areas covered by the Content, the Sessions, and the Membership, currently including Bitizenship and Bitizenship Capital, among others, through different structures carrying both direct and indirect interests. The specific entities, structures, and products involved may change over time; where a particular channel or offer is operated by such an entity, that channel identifies the entity in its own legal notices.

E2Conflicts of interest

In shortI aim to be objective. Still, I have active products in this space, so assume I might benefit, and verify independently.

Objectivity is the primary goal. The Content, the Sessions, and the Membership aim to be as objective as the subject allows, and analysis is prepared independently, not as paid placement. That said, you should be aware that products operated by affiliated entities are active at any given time, and that the publication also serves to support research for new products.

For this reason, assume a potential conflict of interest exists whenever the Content, a Session, or a Membership benefit touches products, programs, or services in which such an entity has an interest. Alessandro Palombo and/or affiliated entities may benefit, directly or indirectly, if you engage with those products or services. This standing disclosure is made once, here, for all channels. It does not make any content advice; it means you should weigh it as you would any statement by an interested party, and verify independently.

E3No financial promotion

In shortOfficial product documents always beat anything I say or write.

Nothing in the Content or in any Session constitutes a financial promotion, an offer, or a solicitation to any person in any jurisdiction where such communication would be unlawful or would require registration, licensing, or approval that has not been obtained. References to investment products describe products that affiliated companies operate; any decision to invest must be based exclusively on the official documentation of the relevant product (offering documents, prospectus, subscription agreements), your own due diligence, and advice from your own professional advisors. In case of any inconsistency between the Content or a Session and the official documentation of a product, the official documentation prevails. Forward-looking statements are inherently uncertain and are not commitments.

Part F

General Provisions

Applies to Parts A to E. Capitalized terms have the meanings given in the pages where they are defined.

F1One framework, all channels

In shortThese pages are the single reference point across everything I do.

These pages, published at alepalombo.com/legal and including the Content terms, the Session terms, the Membership terms, and the Privacy Policy, form the master legal framework for the Content and the Sessions and are incorporated by reference into every channel, profile, publication, booking flow, and communication that links to them or refers to "terms," "T&C," or "disclaimers" of Alessandro Palombo.

  • Should any question, claim, or dispute concerning the Content, a Session, or a Membership arise, the version of these pages in force at the relevant time applies.
  • Channel-specific terms published by the operating entity of a paid channel prevail over these pages for that transaction, to the extent of any conflict; in everything not regulated there, these pages apply.
  • By continuing to access the Content, by booking or attending a Session, or by subscribing to a paid tier, you confirm acceptance of these terms.

F2Dispute resolution & governing law

In shortTalk to me first; most things resolve in one email. Formally, the law follows the entity behind the channel you used.

Step one: notice and discussion. Before initiating any formal proceeding, you agree to send a written description of the issue to the contact address below and allow 30 days for a good-faith attempt to resolve it. Most issues are resolved at this stage.

Step two: governing law and forum. If the issue is not resolved:

  • Content. Disputes concerning the Content alone are governed by the laws applicable at the habitual residence or place of establishment of the publisher at the time of publication.
  • Everything else. Disputes concerning Sessions, Memberships, bookings, payments, or any other interaction or transaction are governed by the law of the jurisdiction of the operating entity of the channel used, with exclusive jurisdiction of the courts of that place. For example, if the operating entity is a United States company: the laws of its specific state of organization and the state and federal courts located there. If it is a Singapore company: the laws of Singapore and the courts of Singapore. In each case the entity is identified in that channel's own terms or legal notices.
  • Business counterparties. Where you act as a business rather than a consumer, disputes may be referred to binding arbitration where the operating entity's own terms so provide, seated in the jurisdiction of that entity.

Nothing in this section limits any mandatory consumer-protection rights, or any non-waivable right to bring or defend proceedings, that you hold under the laws of your country of residence.

F3Changes & severability

In shortTerms can change; the version in force when you booked or read applies.

These terms may be updated at any time; the "last updated" date above reflects the latest version. For Sessions, the version published at the time of your booking applies; for Memberships, the version published at the time of your subscription or most recent renewal; for Content, the version published at the time of your access. If any provision is found invalid or unenforceable, the remainder stays in force, and the invalid provision is replaced by a valid one that most closely reflects its intent.

F4Privacy & data

In shortYour data is handled by the channel you actually used.

Personal data provided through a specific channel (registration, booking, payment, correspondence) is processed by the operating entity of that channel in accordance with the privacy policy published on that channel. These pages themselves do not collect personal data. The consolidated Privacy Policy sets the baseline for how sensitive information is handled across channels.

F5Contact

In shortQuestions? Just email me.

Questions about these terms, or about which entity operates the channel you booked through: ale@alepalombo.com.

Questions about these terms, or about which entity operates the channel you booked through: ale@alepalombo.com.

Questions

Before you subscribe.

How often do you publish?

Two newsletters a month on the free tier. Insider adds up to three paid in-depth guides per month, plus webinar replays and slide decks as they’re recorded.

What’s the difference between the free and paid tiers?

Free gives you the thesis. Insider gives you the coordinates: the exact places, the real numbers, and the full replay library, so you can act instead of just read. Founding is direct access: a private room, time with me, and warm introductions to the vetted lawyers, fund administrators, and banking contacts we work with.

Is this legal, tax, or investment advice?

No. Nothing in this publication is legal, financial, or investment advice. It’s provided on a best-effort basis and I strive for objectivity, but you should verify anything material with your own advisors. Official product documents always beat anything I say or write.

Is the Founding tier consultancy?

No, and I want to be clear about that before you pay. Founding gets you two 30-minute calls a year with me and a small private room. Those are strategic conversations, not professional consultations: I’ll help you understand the landscape and the trade-offs, structure your questions, and point you toward the right licensed professionals.

I won’t act as your lawyer, your tax adviser, or your immigration counsel, and no professional-client relationship is created. Where your situation needs professional advice, that’s a separate engagement with the right practitioner, and one of the things Founding gives you is a warm introduction to them. The full terms are in Part B of the legal page.

You run companies in this space. Isn’t that a conflict?

It’s a disclosed one. I’m co-founder and CEO of Bitizenship and co-founder and Chief Investment Officer of Bitizenship Capital SGR, which operate in investment migration. Nothing written here should be attributed to those entities, and where a piece touches a program I have commercial exposure to, I say so. The full framework is on the legal page.

Can I cancel, or switch tiers?

Yes. Billing runs through Substack, so you can upgrade, downgrade or cancel at any time from your own account. Founding rates stay locked for as long as the subscription stays active.

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